Affordable
Medical Aid Cover

Since 2013, no medical scheme in SA could beat
our low contribution increases

Affordable
Medical Aid Cover

Since 2013, no medical scheme in SA could beat our low contribution increases.

We are the SMART choice

Premium benefits

Premium benefits at fair rates

We are the peoples choice

We are the people's choice

lowest membership increases

Known for lowest increases

Choose your trusted doctor or hospital

Choose your trusted doctors/hospital

Our Benefit Options

Private Choice Hospital Plan

Private Choice

HOSPITAL PLAN

This hospital plan is ideally suited for younger individuals/families.  

Provides in-hospital cover for planned and emergency hospital admissions.

Doctors and specialists are covered at 100% of the Scheme Tariff.

Also includes substantial benefits for basic dentistry  –  an additional benefit covered by Genesis and not from your own pocket.

From R1,390 pm

Private Hospital Plan

Private

HOSPITAL PLAN

This hospital plan is ideally suited for individuals/families who require some out-of-hospital benefits as well (e.g. X-rays & MRI / CT scans).  

Provides in-hospital cover for planned and emergency hospital admissions.

Doctors and specialists are covered at 200% of the Scheme Tariff.

Also includes substantial benefits for basic dentistry  –  an additional benefit covered by Genesis and not from your own pocket.

 

From R1,925 pm

Comprehensive Medical Aid

Comprehensive

MEDICAL AID PLAN

This plan is ideally suited for individuals/families who require in-hospital cover for planned and emergency hospital admissions, as well as generous day-to-day benefits by means of a Self Managed Fund.

Includes out-of-hospital cover for X-rays & MRI / CT scans.  

Doctors and specialists are covered at 200% of the Scheme Tariff.

Also includes substantial benefits for basic dentistry  –  an additional benefit covered by Genesis and not from your own pocket.

From R2,715 pm

Why choose Genesis Medical Scheme?

Providing affordable medical aid cover and peace of mind since 1995

We have a really great story to tell!

With a proud heritage spanning since 1995, Genesis Medical Scheme has an intimate and profound understanding of private healthcare in South Africa (*).

As one of the leading medical aid schemes in South Africa, we have a proud legacy of providing our members with access to exceptional healthcare funding benefits at very affordable rates.

Rated as one of the most successful open medical schemes in South Africa – as measured by the benefits we provide vs contributions levied, our solvency and net healthcare results (in other words, our financial stability), our membership size and growth, the average age of our beneficiaries and services levels we provide to our members as indexed on Hellopeter.com
 – all Genesis members are in good hands.

(*) – The GTC Medical Aid Survey

(**) Terms & conditions apply as per the Scheme Rules. Statutory Prescribed Minimum Benefits (PMBs) in private hospitals are covered as per the Scheme Rules. In public or state hospitals, benefits are as prescribed by law.

A bit overwhelmed? Let's clear things up and give you peace of mind

Please feel free to contact us by filling the form below

Yes. Membership of Genesis is open to any person who is a citizen of South Africa or permanently residing in South Africa.
Foreign students wishing to study in South Africa and who wish to apply for membership in order to get a visa, are not eligible for membership of the Scheme.

No. Contributions are not based on monthly salary bands. Depending on the selected benefit option, all adult members pay the same monthly contribution.

No. Genesis is a medical scheme registered during May 1995 in terms of the Medical Schemes Act.

As with all medical schemes, Genesis is owned by all its members. Members elect Trustees who act on their behalf. The Trustees form the management committee of the Scheme and are elected to serve in the best interest of all the members.

Yes. A new generation scheme differs from a traditional scheme in that the scheme is primarily concerned with the costs associated with in-hospital treatment and procedures. Most out-of-hospital medical costs are paid from your day-to-day credit facility via a Self Managed Fund (SMF) Account.

Essentially out-of-hospital costs are for your account and the Scheme merely provides the credit facility and administers the claims on your behalf.

As a member of a new generation scheme, you are responsible for managing most of your out-of-hospital costs, while the Scheme provides for the higher costs associated with hospital care.

The Medical Schemes Act prevents a medical scheme from borrowing money. It follows that no medical scheme has financial backing. The success of a scheme is dependent on various factors, including the structure of its benefits, pricing of its premiums, management of its day-to-day activities, the risk of its members and its solvency reserves.

All medical schemes maintain a pool of funds that is used to pay claims. The success of any scheme lies in the ability of a scheme to maintain that pool of funds at a level that is sufficient for its members’ claims; hence the solvency requirements of a scheme as required by the Medical Schemes Act.

Benefits 2021