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Unlike the majority of medical schemes, all Genesis members enjoy the same core benefits on three of its four plan options (Private, Private Plus and Private Comprehensive).

These include:

	Unlimited hospital cover, at any private or state hospital of your choosing* covered up to the lower of cost or Genesis Private Rate.
	Cover for basic denistry – R25 000 per beneficiary p.a.
	Emergency pre-hospital treatment, evacuation and transport within South Africa.
	A benefit for diagnostic scopes.
	Cover for certain major medical illness, such as cancer or stroke. This benefit includes procedures and medication administered in and out of hospital.

Together with the day-to-day benefits on the Private Plus and Private Comprehensive options, Genesis members enjoy comprehensive cover for the full spectrum of medical expenses. Day-to-day benefits include medical savings, dental benefits, consultation benefits (with any practitioner registered with the Health Professions Council of SA), and includes cover for prescribed and/or over-the-counter medicines.

Benefits on the Private Choice option include:

	Unlimited hospital cover, at any private or state hospital of choice *, covered up to Scale of Benefits.
	Emergency pre-hospital treatment, evacuation and transport within South Africa.
	Cover for major medical illnesses  –  out of hospital benefits limited to statutory prescribed minimum benefits (“PMB’s”).
	Cover for basic dentistry  –  R25 000 per beneficiary per annum.

 

(*) Statutory prescribed minimum benefits (PMB’s) in private hospitals covered as per Scheme Rules;  in public or state hospitals, benefits as prescribed by law.

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