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Unlike the majority of medical schemes, all Genesis members enjoy the same core benefits on three of its four plan options (Private, Private Plus and Private Comprehensive).
These include:
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Unlimited hospital cover, at any private or state hospital of your choosing* covered up to the lower of cost or Genesis Private Rate. |
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Cover for basic denistry – R25 000 per beneficiary p.a. |
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Emergency pre-hospital treatment, evacuation and transport within South Africa. |
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A benefit for diagnostic scopes. |
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Cover for certain major medical illness, such as cancer or stroke. This benefit includes procedures and medication administered in and out of hospital. |
Together with the day-to-day benefits on the Private Plus and Private Comprehensive options, Genesis members enjoy comprehensive cover for the full spectrum of medical expenses. Day-to-day benefits include medical savings, dental benefits, consultation benefits (with any practitioner registered with the Health Professions Council of SA), and includes cover for prescribed and/or over-the-counter medicines.
Benefits on the Private Choice option include:
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Unlimited hospital cover, at any private or state hospital of choice *, covered up to Scale of Benefits. |
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Emergency pre-hospital treatment, evacuation and transport within South Africa. |
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Cover for major medical illnesses – out of hospital benefits limited to statutory prescribed minimum benefits (“PMB’s”). |
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Cover for basic dentistry – R25 000 per beneficiary per annum. |
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(*) Statutory prescribed minimum benefits (PMB’s) in private hospitals covered as per Scheme Rules; in public or state hospitals, benefits as prescribed by law.