Most households have to manage a monthly budget. Special purchases (expenses) must be planned and must be less than the household’s income.
We all know that the good things in life are not for free. And certainly, there are no free lunches in this day and age.
Every time that a medical aid claim is rejected or not paid in full it just has to be the scheme’s fault.
Trying to choose the right medical aid scheme to join is just such a mission! The complexities of the industry make it a veritable mine field.
Many South Africans may be wondering whether their affiliation to their current medical scheme is still worthwhile.
Nearly six million people around the world die of tobacco related illnesses each year.
Many medical aid schemes have annual limits that apply to certain benefits.
Why is it then that we constantly moan about doctors’ fees and what they charge?
Members of medical schemes generally fall into one of two groups – those that have claimed and those that are going to claim in the future.
Which are the best medical aid schemes in South Africa, and which ones are the worst?
The benefits on offer by each medical aid are set out in the scheme’s rules.
Medical aid members suffer when hospitals or doctors overcharge.