Choosing the right medical aid cover for you and your family can be a daunting task, as you are buying medical insurance cover for the unknown, perhaps unexpected events in your life. At Genesis we’ve simplified the process, making it as easy as possible for you to select an affordable plan that’s tailored to your needs.
For a personalised plan or quote, complete the Quick Enquiry form. Alternatively, to find out how our benefits can give you the peace of mind you deserve, call us or use the online chat facility on this website to speak to one of our consultants today.
Since 1995, Genesis has been one of the leading medical aids in South Africa, providing healthcare funding for what may be described as mainly catastrophic events, such as big accidents, illness or disease. We have a proud heritage of providing exceptional benefits at affordable prices and were recently rated as one of the most successful schemes in South Africa as measured by our claims ratio, our ability to pay claims, the access we offer to medical facilities and the benefits provided vs contributions levied.*
Genesis has built up reserves far in excess of the minimum legal requirements and is able to boast a very high claims-paying ability to help put your mind at rest. Over the last several years, we have also been at the forefront of low contribution increases coupled with increased benefits, which is a tribute to the sound management and administration of the Scheme. With an average annual contribution increase of only 5.3% for 2015, which is the lowest of all open medical schemes for the third consecutive year, Genesis members continue to save on below-inflation contribution increases.
With benefit options ranging from affordable hospital plans to more comprehensive medical aid cover with savings for day-to-day healthcare expenses, we offer our members excellent financial cover, affordable contributions, more value for money and better service than most other South African medical aid schemes.
All Genesis members have the luxury of choosing their preferred hospital, doctor or medical specialist along with a choice of funding model. Members are not forced to seek treatment in network hospitals, nor are they required to make use of network medical practitioners. Genesis does however not provide any kind of healthcare service or treatment. The Scheme reimburses members’ claims in terms of its Rules. Genesis offers a choice of funding model for members to decide which suits them best. Should you choose to be treated in a private hospital, even if your condition is listed as a Prescribed Minimum Benefit (PMB), the benefits and limits as set out in the Rules will apply. Should your claim be related to a PMB and you want it to be paid according to the law as provided for in section 29(1)(p) of the Medical Schemes Act, then treatment must be obtained in a public hospital. If in any doubt, please contact the Call Centre for further information.
We encourage prospective members not to look for the cheapest medical aid cover, but for the benefit option that will provide the best cover considering your healthcare needs. It is important to take note of specific exclusions that may affect your cover.
We hope that you will join the Genesis family of members and put to rest one of life’s difficult decisions.
(*) Independent studies conducted by AON Hewitt South Africa and Towers Watson.