Choosing the right medical aid plan for you and your family can be a daunting task. At Genesis we’ve simplified the process, making it as easy as possible for you to select an affordable plan that’s tailored to your needs.
For a personalised medical aid quote, complete the quick enquiry form. Alternatively, to find out how our benefits can give you the peace of mind you deserve, call us or use the online chat facility to speak to one of our consultants today.
Since 1995, Genesis has consistently been one of the leading medical aid schemes in South Africa and has a proud heritage of providing exceptional benefits at affordable prices, bringing true peace of mind to our members. We were recently rated as one of the most successful schemes in South Africa as measured by our claims ratio, our ability to pay claims, the access we offer to medical facilities and the benefits provided vs contributions levied.*
With benefit options ranging from affordable hospital plans to more comprehensive medical aid cover with savings for day-to-day healthcare expenses, we offer our members excellent financial cover, more value for money, more benefits and better service than most other South African medical aid schemes.
Over the last several years, we have been at the forefront of low contribution increases coupled with increased benefits, which is a tribute to the sound management and administration of the Scheme. With an average annual contribution increase of only 6.4% for 2014, which is considerably lower than all open schemes, Genesis members continue to save on below-inflation contribution increases.
All Genesis members have the luxury to choose their preferred hospital, doctor or medical specialist along with a choice of funding model. Members are not forced to seek treatment in network hospitals, nor are they required to make use of network medical practitioners. Genesis does however not provide any kind of healthcare service or treatment. The Scheme reimburses members’ claims in terms of its rules. Genesis offers a choice of funding model for members to decide which suits them best. Should you choose to be treated in a private hospital, even if your condition is listed as a Prescribed Minimum Benefit (PMB), the benefits and limits as set out in the rules will apply. Should your claim be related to a PMB and you want it to be paid according to the law as provided for in section 29(1)(p) of the Medical Schemes Act, then treatment must be obtained in a public hospital. If in any doubt, please call the Call Centre for further information.
We encourage prospective members not to look for the cheapest cover, but for the medical scheme benefit option that will provide the best medical cover during times of ill-health or life-threatening disease; in other words – guard against the catastrophe.
(*) Independent studies conducted by AON Hewitt South Africa and Towers Watson.